Insights Blog
Debt vs. Equity Financing: Which Financing Method is Right for Your Business?
A Comparison of Business Financing Methods From inventory and equipment to insurance and marketing, you purchase a variety of goods and services to run your business. That means you’ll need plenty of cash flow or have to secure funding to pay for it. While there are dozens of ways to finance your business, most are…
How Do You Calculate a Break-Even Analysis for Your Business?
Make Better Business Decisions and Increase Your Profits You’re running a small to medium size business. You don’t want to lose money, and you definitely don’t want to go out of business. So, how do you find out how much you need to earn to break even? The answer is simple: you do a break-even…
Setting Growth Targets Based on Performance Measurements
Identify Performance Indicators to Trigger Growth It’s a new year and many businesses start with setting goals for growth. Many of those targets may seem like they come out of thin air at times, based on wishful thinking or unrealistic expectations. Often, the result is missed targets and lowered expectations for the future. A sound…
Universal Funding Contributes to Christmas For All Fund
Spokane, WA — Universal Funding Corporation, an invoice factoring company, is pleased to announce a donation of $5,000.00 to the Press Christmas for All fund. “It’s an honor to contribute to the Press for All Fund,” said Henry Wozow, CEO of Universal Funding Corporation. “As we consider our charitable contributions each year, we look to…
8 Monthly Financial Reports That Every Business Owner Should Review
Track Trends and Look for Unusual Movements in Your Numbers No matter the size of your company, business owners are busy people. Even so, it’s important for business owners to keep their finger on the pulse of their company. So, don’t ignore that pile of reports that your accountant hands you at the end of…
How to Choose the Best Tax Preparer for Your Business
Maximizing Profits in Your Small Business Whether you are evaluating your investment returns or trying to improve your small business, it’s not how much you make but how much you get to keep. If your small business makes $500,000 a year but you lose more than half to taxes, you could end up just…
6 Compelling Reasons You Should Buy an Established Business
The Risks and Rewards of Acquiring an Existing Business No one can deny that both buying an existing business and creating a new one from scratch have several advantages and disadvantages. However, when acquiring an already established enterprise, the rewards can outweigh the risks considerably; the failure rate is much lower, and you can save…
How to Chase Late Paying Customers
Maintain Healthy Cash Flow and Client Relationships Wouldn’t it be nice if everyone paid their invoices on time? Your cash flow forecast would always be 100 percent accurate and you could pay all your bills on time as well. Unfortunately, that is not going to happen any time soon. So, in the meantime, you will…
Creative Ways to Get Financing for Your Small Businesses
Explore these Avenues to Maintain Healthy Cash Flow Financing for small businesses can be difficult to obtain through traditional lenders. Most banks require you to have excellent credit and high annual revenues. They also require your business to have been in operation for more than two years. Even then, most banks approve less than half…