Meet The Universal Funding Team
Our Team
Our team of dedicated professionals is committed to your success. We don’t simply provide cookie-cutter solutions; instead, we tailor our services to meet the unique needs and goals of your business. We believe in building long-lasting relationships, and that starts with a deep understanding of your business model, industry dynamics, and aspirations. By partnering with Universal Funding, you gain a trusted advisor who is invested in your growth and success.
When you partner with Universal Funding, you become part of a community of successful businesses that have leveraged our funding solutions to achieve their goals. Together, we will forge a partnership that propels your business to new heights, fueling growth, and realizing your vision. Your success is our priority, and we are excited to be part of your journey.

Henry Wozow
Principal and CEO
Henry founded Universal Funding to help businesses experiencing a gap between receiving customer payments and paying their expenses.
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Kyle Bergstedt
President & General Counsel
Kyle plays an integral role at Universal Funding, working closely across all areas of the organization and with a large portion of our client base.
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Jordan Hestness
Chief Operating Officer
Jordan is involved in the daily operations at Universal Funding and has been with the company since 2006.
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Monica Wozow
Principal and Corporate Secretary
Monica aims to make the funding process not only successful but genuinely enjoyable for every client she helps.
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Lee Nelson
Chief Financial Officer
Lee manages the organization’s financial reporting processes and handles accounting for Universal Funding’s purchase order funding clients.
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Jeff Kinservik
Vice President of Sales
Listening to our prospective clients is how Jeff is able to gain an understanding of their financial needs and introduce the right factoring program.
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Ryan McCrery
VP of Business Development
Ryan McCrery helps businesses get the needed infusion of operating capital to grow and maintain their business.
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Federico Aguilar
Underwriter
Federico closely collaborates with potential clients to ensure accurate documentation is collected and that the underwriting process runs smoothly and efficiently.
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Luis Alvarez
Account Executive
Serving as an Account Executive, Luis oversees accounts receivable funding and handles daily interactions with clients at Universal Funding.
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Megan Coleman
Underwriter
Megan works closely with prospective clients ensuring accurate documentation is gathered and that the process goes smoothly and proficiently.
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Angelina Lumia
Accounts Receivables
Angie brings decades of customer service and accounts receivable collections experience to the Universal Funding team.
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Crystal Lowell
Credit Manager
In addition to representing our clients and facilitating the progress of their factoring programs, Crystal assists and supports our staff in all departments.
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Michelle Massie
Office Coordinator
Michelle manages the daily administrative flow that keeps Universal Funding running smoothly.
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Domenique Peters
Senior Account Executive
Domenique oversees client accounts receivable funding as well as maintains day-to-day interactions with Universal Funding clients.
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Pat Presley
Referral Network Manager
Pat assists clients who don’t fit Universal Funding’s financing criteria find the financial product that will best meet their needs.
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Angie Roskowyk
Account Executive
Angie serves as an Account Executive at Universal Funding, where she manages accounts receivable funding and supports clients through day-to-day account interactions.
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Nick Skinfill
Account Executive
As an Account Executive, Nick manages accounts receivable funding and maintains day-to-day interactions with Universal Funding clients.
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Katrina Snediker
Account Executive
Katrina assists in the funding and accounts receivable processes.
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Pam Wallace
Marketing Director
Pam helps shape the company’s marketing direction, strengthen its brand, and support business growth through targeted lead generation strategies.
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Last Updated on 07/24/2026
