Meet The Universal Funding Team

Our Team


Our team of dedicated professionals is committed to your success. We don’t simply provide cookie-cutter solutions; instead, we tailor our services to meet the unique needs and goals of your business. We believe in building long-lasting relationships, and that starts with a deep understanding of your business model, industry dynamics, and aspirations. By partnering with Universal Funding, you gain a trusted advisor who is invested in your growth and success.

When you partner with Universal Funding, you become part of a community of successful businesses that have leveraged our funding solutions to achieve their goals. Together, we will forge a partnership that propels your business to new heights, fueling growth, and realizing your vision. Your success is our priority, and we are excited to be part of your journey.

Mature man Henry Wozow with silver hair wearing a suit and red tie against a blue background.

Henry Wozow

Principal and CEO

Henry founded Universal Funding to help businesses experiencing a gap between receiving customer payments and paying their expenses.

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Kyle Bergstedt

Kyle Bergstedt

President & General Counsel

Kyle works closely with all aspects of Universal along with a significant portion of our clientele.

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Jordan Hestness

Jordan Hestness

Chief Operating Officer

Jordan is involved in the daily operations at Universal Funding and has been with the company since 2006.

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Monica Wozow

Monica Wozow

Principal and Corporate Secretary

Monica’s goal is to make the funding experience for each prospective client as enjoyable as possible.

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Jeff Kinservik

Jeff Kinservik

Vice President of Sales

Listening to our prospective clients is how Jeff is able to gain an understanding of their financial needs and introduce the right factoring program.

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Ryan McCrery

Ryan McCrery

VP of Business Development

Ryan McCrery helps businesses get the needed infusion of operating capital to grow and maintain their business.

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Megan Coleman

Megan Coleman

Account Executive

Megan manages accounts receivable funding and maintains day-to-day interactions with Universal Funding clients.

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Luis Alvarez

Luis Alvarez

Account Executive

Serving as an Account Executive, Luis oversees accounts receivable funding and handles daily interactions with clients at Universal Funding.

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Ciara Lopez, a woman with a warm smile wearing round glasses and a black turtleneck, poses for a portrait against a blue-grey background.

Ciara Lopez

Underwriter

Ciara works closely with prospective clients ensuring accurate documentation is gathered making the underwriting process go smoothly and efficiently.

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Crystal Lowell

Crystal Lowell

Credit Manager

In addition to representing our clients and facilitating the progress of their factoring programs, Crystal assists and supports our staff in all departments.

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A smiling woman with shoulder-length hair, Angie Lumia, posing for a formal portrait against a light blue background.

Angie Lumia

Accounts Receivables

Angie brings decades of customer service and accounts receivable collections experience to the Universal Funding team.

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Professional headshot of a smiling woman with blonde hair, Michelle Massie.

Michelle Massie

Office Coordinator

Michelle oversees the day-to-day administrative operations of Universal Funding.

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A smiling man with short hair, wearing a blue shirt and a yellow tie against a mottled blue and brown background. This is Lee Nelson.

Lee Nelson

Controller

Lee helps to oversee the daily accounting operations and handles the accounting for Universal Funding’s purchase order funding clients.

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Diane Paul

Diane Paul

Account Executive

Diane grew up in Spokane and attended the University of Washington in Seattle earning her BS degree – go huskies

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Woman with long brunette hair and bangs, smiling at the camera, wearing a floral top, identified as Domenique Peters.

Domenique Peters

Senior Account Executive

Domenique oversees client accounts receivable funding as well as maintains day-to-day interactions with Universal Funding clients.

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Pat Presley

Pat Presley

Referral Network Manager

Pat assists clients who don’t fit Universal Funding’s financing criteria find the financial product that will best meet their needs.

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Angie Roskowyk

Angie Roskowyk

Office Assistant

Angie helps with the day-to-day administrative operations at Universal Funding.

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Professional headshot of a smiling man wearing a blue shirt by Nick Skinfill.

Nick Skinfill

Account Executive

As an Account Executive, Nick manages accounts receivable funding and maintains day-to-day interactions with Universal Funding clients.

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Katrina Snediker

Katrina Snediker

Assistant Account Executive

Katrina assists in the funding and accounts receivable processes.

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Pam Wallace, a professional woman in a blue blazer, smiling against a plain background.

Pam Wallace

Marketing Director

Pam sets the strategy for marketing, brand development and lead generation campaigns.

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Learn how Universal Funding can help your business with steady and reliable cash flow.