Meet The Universal Funding Team

Our Team


Our team of dedicated professionals is committed to your success. We don’t simply provide cookie-cutter solutions; instead, we tailor our services to meet the unique needs and goals of your business. We believe in building long-lasting relationships, and that starts with a deep understanding of your business model, industry dynamics, and aspirations. By partnering with Universal Funding, you gain a trusted advisor who is invested in your growth and success.

When you partner with Universal Funding, you become part of a community of successful businesses that have leveraged our funding solutions to achieve their goals. Together, we will forge a partnership that propels your business to new heights, fueling growth, and realizing your vision. Your success is our priority, and we are excited to be part of your journey.

Henry Wozow

Principal and CEO

Henry founded Universal Funding to help businesses experiencing a gap between receiving customer payments and paying their expenses.

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Kyle Bergstedt

President & General Counsel

Kyle plays an integral role at Universal Funding, working closely across all areas of the organization and with a large portion of our client base.

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Jordan Hestness

Chief Operating Officer

Jordan is involved in the daily operations at Universal Funding and has been with the company since 2006.

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Monica Wozow

Principal and Corporate Secretary

Monica aims to make the funding process not only successful but genuinely enjoyable for every client she helps.

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Lee Nelson

Chief Financial Officer

Lee manages the organization’s financial reporting processes and handles accounting for Universal Funding’s purchase order funding clients.

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Jeff Kinservik

Vice President of Sales

Listening to our prospective clients is how Jeff is able to gain an understanding of their financial needs and introduce the right factoring program.

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Ryan McCrery

VP of Business Development

Ryan McCrery helps businesses get the needed infusion of operating capital to grow and maintain their business.

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Federico Aguilar

Underwriter

Federico closely collaborates with potential clients to ensure accurate documentation is collected and that the underwriting process runs smoothly and efficiently.

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Luis Alvarez

Account Executive

Serving as an Account Executive, Luis oversees accounts receivable funding and handles daily interactions with clients at Universal Funding.

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Megan Coleman

Underwriter

Megan works closely with prospective clients ensuring accurate documentation is gathered and that the process goes smoothly and proficiently.

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Angelina Lumia

Accounts Receivables

Angie brings decades of customer service and accounts receivable collections experience to the Universal Funding team.

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Crystal Lowell

Credit Manager

In addition to representing our clients and facilitating the progress of their factoring programs, Crystal assists and supports our staff in all departments.

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Michelle Massie

Office Coordinator

Michelle manages the daily administrative flow that keeps Universal Funding running smoothly.

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Domenique Peters

Senior Account Executive

Domenique oversees client accounts receivable funding as well as maintains day-to-day interactions with Universal Funding clients.

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Pat Presley

Referral Network Manager

Pat assists clients who don’t fit Universal Funding’s financing criteria find the financial product that will best meet their needs.

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Angie Roskowyk

Account Executive

Angie serves as an Account Executive at Universal Funding, where she manages accounts receivable funding and supports clients through day-to-day account interactions.

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Nick Skinfill

Account Executive

As an Account Executive, Nick manages accounts receivable funding and maintains day-to-day interactions with Universal Funding clients.

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Katrina Snediker

Account Executive

Katrina assists in the funding and accounts receivable processes.

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Pam Wallace

Marketing Director

Pam helps shape the company’s marketing direction, strengthen its brand, and support business growth through targeted lead generation strategies.

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Learn how Universal Funding can help your business with steady and reliable cash flow.

Last Updated on 07/24/2026