Try Invoice Factoring for Fast Working Capital

Universal Funding turns your unpaid invoices into cash through invoice factoring. Apply in minutes and get the working capital you need to grow your business.

GET FUNDING FAST

Fast Cash

Funding within 24 hours of receiving approval

Competitive Rates

Universal Funding rates start as low as 0.55%

Fast and Easy Approval Process

Our one-page application
is simple and quick

Funding That Grows With You

Invoice volume from $25,000
to $20,000,000

Get Back to Business

We manage the invoicing and
collections process for you

What is
invoice factoring?

Invoice factoring is a financing solution that gives businesses fast access to working capital. By turning unpaid invoices into immediate cash, companies can maintain a steady flow of funds. This reliable cash flow helps businesses cover essential expenses like payroll, rent, equipment, and other costs that support growth and day-to-day operations.

Don’t allow slow-paying clients to hinder your progress any longer. With Universal Funding’s fast and straightforward application process, you can convert your unpaid invoices into the working capital necessary to fuel the growth of your business.

GET FUNDING FAST

Building trust — one business at a time.

Best Factoring Company of 2021

+$2 Billion Funded for Company Growth

3500+ Satisfied Clients

A+ Rating Better Business Bureau

Trustpilot

Our company has tripled in growth since we became partners with Universal Funding and we anticipate doing business with Universal for many years to come.

-Chris, All Pro Security
See What Our Customers Say
Red and silver shield logo with the words "All Pro Security" factoring company reviews.

Why invoice factoring works

Compare to Line Of Credit

Traditional Bank Line of Credit

$20,000-$500,000

  • Advance Rate: 85-90%
  • First 30 Days: 2-4%
  • Requires access to accounting software and bank account for approval

Universal Funding Corporation

Invoice Factoring
Monthly Volume

$25K- $20M/mo

  • Advance Rate: Up to 95%
  • First 30 Days: 0.55-2%
  • Does not require access to your private banking and accounting information

Compare to Merchant Cash Advance

MCA Providers

$1,000-$500,000

  • Advance Rate: Based on loan amount
  • Fixed fee rate: 35-50%
  • Requires access to bank account for daily withdrawals
GET FUNDING FAST
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Strengthening Debtor Management Through Invoice Factoring

Managing cash flow is vital for any business’s success. Effective debtor management ensures that companies receive payments on time. One solution that many businesses turn to is invoice factoring. This financial strategy helps improve accounts receivable by converting unpaid invoices into working capital. In this article, we will explore how invoice factoring can enhance debtor management and benefit your business.
Read More Strengthening Debtor Management Through Invoice Factoring
Top Invoice Factoring Blog on FeedSpot

Universal Funding Named One of the Top 20 Invoice Factoring Blogs

Universal Funding Corporation’s blog has been selected as one of FeedSpot’s Top 20 Invoice Factoring Blogs. Recognized for its industry expertise, the blog offers actionable insights on cash flow management and innovative factoring strategies. This honor reflects Universal Funding’s ongoing commitment to providing businesses with valuable financial knowledge and resources.
Read More Universal Funding Named One of the Top 20 Invoice Factoring Blogs
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Cost Reduction: Best Practices for Businesses

As the economy gets more challenging, more businesses are focusing on smart ways to cut costs without sacrificing quality. With rising expenses putting on the pressure, it’s more important than ever to find strategies that help save money and keep things running smoothly. In this article, we’ll explore some of the best cost-cutting practices to help your business stay strong and thrive through challenging times.
Read More Cost Reduction: Best Practices for Businesses
National Small Business Week is the first week of May. Support local business. Celebrated annually in United States. Business concept.

Celebrating Small Business Week: Fueling Dreams & Growth

Small Business Week honors the hardworking entrepreneurs who power our communities and economy. This annual event highlights the impact of small businesses through national and local events, awards, and initiatives. From innovation to job creation, small businesses play a critical role in shaping the future. Discover how to support them and why invoice factoring is a smart growth tool.
Read More Celebrating Small Business Week: Fueling Dreams & Growth

Turn unpaid invoices into Fast cash

Don’t wait 30, 60 or 90 days for customers to pay. Get an advance on your outstanding
invoices with invoice factoring.

GET FUNDING FAST