Invoice Factoring for Fast, Reliable Working Capital
Turn unpaid invoices into cash with Universal Funding. We help B2B businesses access funding fast so they can cover payroll, expenses, and growth.
Fast Cash
Funding within 24 hours of receiving approval
Competitive Rates
Universal Funding rates start as low as 0.55%
Fast and Easy Approval Process
Our one-page application
is simple and quick
Funding That Grows With You
Invoice volume from $25,000 to $20,000,000
Get Back to Business
We manage the invoicing and collections process for you
Invoice Factoring for Businesses That Need Fast Cash Flow
Invoice factoring turns unpaid invoices into immediate cash. Instead of waiting for customers to pay, your business can access working capital quickly and keep operations moving.
Universal Funding offers a fast, simple invoice factoring process designed to help businesses get funded without unnecessary delays.
This financing option works well for small businesses and growing companies that need to cover payroll, rent, equipment, inventory, and other operating expenses.
Invoice factoring can help stabilize cash flow and support growth when slow-paying customers are holding you back.
Building trust — one business at a time
Best Factoring Company of 2026
+$2 Billion Funded for Company Growth
3500+ Satisfied Clients
A+ Rating Better Business Bureau
Our company has tripled in growth since we became partners with Universal Funding and we anticipate doing business with Universal for many years to come.
-Chris, All Pro Security
Why invoice factoring works
Compare to Line Of Credit
Traditional Bank Line of Credit
$20,000-$500,000
Universal Funding Corporation
Invoice Factoring
Monthly Volume
$25K- $20M/mo
Compare to Merchant Cash Advance
MCA Providers
$1,000-$500,000
How Accounts Receivable Factoring Stabilizes Manufacturing Cash Flow
Discover how manufacturing companies eliminate cash flow bottlenecks and accelerated growth using accounts receivable factoring services. By converting unpaid invoices into immediate working capital, manufacturers can stabilize operations and scale production with confidence. Learn how accounts receivable factoring can transform cash flow into a powerful competitive advantage.Georgia Staffing Company Boosts Cash Flow with $80,000 in Invoice Factoring Funding
A Georgia staffing company secured $80,000 in invoice factoring to overcome cash flow gaps caused by slow-paying clients. With immediate access to working capital, the firm met payroll demands and kept operations running smoothly without taking on debt. Invoice factoring continues to provide staffing companies with a flexible, reliable way to fund growth and stay competitive.How the Iran War Is Impacting Business Financing—and Why Working Capital Flexibility Matters
Learn how the Iran war and rising interest rates are reshaping borrowing for B2B companies in manufacturing, wholesale and distribution, staffing, and business services. This article explains why traditional bank credit is tightening and how longer payment terms are squeezing cash flow. It also shows how accounts receivable factoring can turn outstanding invoices into reliable working capital so you can keep operations running and growth on track.
Turn unpaid invoices into Fast cash
Don’t wait 30, 60 or 90 days for customers to pay. Get an advance on your outstanding
invoices with invoice factoring. Turn waiting into working capital today!