Try Invoice Factoring for Fast Working Capital

Universal Funding turns your unpaid invoices into cash through invoice factoring. Apply in minutes and get the working capital you need to grow your business.

GET FUNDING FAST

Fast Cash

Funding within 24 hours of receiving approval

Competitive Rates

Universal Funding rates start as low as 0.55%

Fast and Easy Approval Process

Our one-page application
is simple and quick

Funding That Grows With You

Invoice volume from $25,000
to $20,000,000

Get Back to Business

We manage the invoicing and
collections process for you

What is
invoice factoring?

Invoice factoring is a financing solution that gives businesses fast access to working capital. By turning unpaid invoices into immediate cash, companies can maintain a steady flow of funds. This reliable cash flow helps businesses cover essential expenses like payroll, rent, equipment, and other costs that support growth and day-to-day operations.

Don’t allow slow-paying clients to hinder your progress any longer. With Universal Funding’s fast and straightforward application process, you can convert your unpaid invoices into the working capital necessary to fuel the growth of your business.

GET FUNDING FAST

Building trust — one business at a time.

Best Factoring Company of 2021

+$2 Billion Funded for Company Growth

3500+ Satisfied Clients

A+ Rating Better Business Bureau

Trustpilot

Our company has tripled in growth since we became partners with Universal Funding and we anticipate doing business with Universal for many years to come.

-Chris, All Pro Security
See What Our Customers Say
Red and silver shield logo with the words "All Pro Security" factoring company reviews.

Why invoice factoring works

Compare to Line Of Credit

Traditional Bank Line of Credit

$20,000-$500,000

  • Advance Rate: 85-90%
  • First 30 Days: 2-4%
  • Requires access to accounting software and bank account for approval

Universal Funding Corporation

Invoice Factoring
Monthly Volume

$25K- $20M/mo

  • Advance Rate: Up to 95%
  • First 30 Days: 0.55-2%
  • Does not require access to your private banking and accounting information

Compare to Merchant Cash Advance

MCA Providers

$1,000-$500,000

  • Advance Rate: Based on loan amount
  • Fixed fee rate: 35-50%
  • Requires access to bank account for daily withdrawals
GET FUNDING FAST
Financial Freedom - roadsign concept

Gaining Financial Independence with Accounts Receivable Factoring

Every business owner dreams of achieving financial independence, but cash flow issues can often stand in the way. Accounts receivable factoring allows you to convert outstanding invoices into immediate cash. By leveraging this strategy, you can ensure a steady cash flow and focus on what truly matters—growing your business. In this article, we will discuss the principles of accounts receivable factoring and how it can serve as a catalyst for your financial success.
Read More Gaining Financial Independence with Accounts Receivable Factoring
B2B business to business lending between corporate concept, confidence businessmen partner handshake to agree business deal on alphabet B2B.

How to Choose the Right B2B Lender

The B2B lender you choose can make or break your business’s financial future. From managing cash flow to fueling long-term growth, the right partner plays a pivotal role. With options like invoice factoring, business lines of credit, and traditional loans, the decision isn’t always straightforward. This guide breaks down what to look for in a B2B lender—highlighting key considerations and practical tips to help you find a financial ally that truly supports your goals.
Read More How to Choose the Right B2B Lender
Concept Tiny person prepares invoice on computer, cartoon accountant makes report about debtor management.

Strengthening Debtor Management Through Invoice Factoring

Managing cash flow is vital for any business’s success. Effective debtor management ensures that companies receive payments on time. One solution that many businesses turn to is invoice factoring. This financial strategy helps improve accounts receivable by converting unpaid invoices into working capital. In this article, we will explore how invoice factoring can enhance debtor management and benefit your business.
Read More Strengthening Debtor Management Through Invoice Factoring
Top Invoice Factoring Blog on FeedSpot

Universal Funding Named One of the Top 20 Invoice Factoring Blogs

Universal Funding Corporation’s blog has been selected as one of FeedSpot’s Top 20 Invoice Factoring Blogs. Recognized for its industry expertise, the blog offers actionable insights on cash flow management and innovative factoring strategies. This honor reflects Universal Funding’s ongoing commitment to providing businesses with valuable financial knowledge and resources.
Read More Universal Funding Named One of the Top 20 Invoice Factoring Blogs

Turn unpaid invoices into Fast cash

Don’t wait 30, 60 or 90 days for customers to pay. Get an advance on your outstanding
invoices with invoice factoring.

GET FUNDING FAST