Fast cash

Funding within 24 hours of approval

Competitive rates

Rates start as low as 0.55%

Fast and easy approval process

Our one-page application is
simple and quick

Funding that grows with you

Invoice credit line from $25,000 to $5,000,000

Get back to business

We manage the entire invoicing and collections process for you

What is invoice factoring?

Invoice factoring is a type of business financing used by companies to get immediate access to working capital. Also called accounts receivable financing, invoice factoring offers fast, reliable cash flow for business expenses like payroll, rent, equipment and other costs to help grow your business.

Learn More About Invoice Factoring

Building trust — one business at a time.

Best Factoring
Company of 2021

2 Billion + Funded
for Company Growth

3000+
Satisfied Clients

A+ Rating

Better Business Bureau

Trustpilot


Why invoice factoring works

Line of Credit
Credit Line: $20,000-$500,000
  • Advance Rate: 85-90%
  • First 30 Days: 2-4%
  • Requires access to accounting software and bank account for approval
Universal Funding Corporation
Invoice Credit Line: $25K- $5M/mo
  • Advance Rate: up to 95%
  • First 30 Days: 0.55-2%
  • Does not require access to your private banking and accounting information
Cash Advance
Credit Line: $1,000-$500,000
  • Advance Rate: Based on loan amount
  • Fixed loan fee rate: 35-50%
  • Requires access to bank account for daily withdrawals