Try Invoice Factoring for Fast Working Capital

Universal Funding turns your unpaid invoices into cash through invoice factoring. Apply online in minutes and get the working capital you need to grow your business.

GET FUNDING FAST

Fast Cash

Funding within 24 hours of approval

Competitive Rates

Rates start as low as 0.55%

Fast and Easy Approval Process

Our one-page application
is simple and quick

Funding That Grows With You

Invoice credit line from $25,000
to $20,000,000

Get Back to Business

We manage the entire invoicing and
collections process for you

What is
invoice factoring?

Invoice factoring, also called accounts receivable factoring, is a financing solution that gives businesses fast access to working capital. By turning unpaid invoices into immediate cash, companies can maintain a steady flow of funds. This reliable cash flow helps businesses cover essential expenses like payroll, rent, equipment, and other costs that support growth and day-to-day operations.

Don’t allow slow-paying clients to hinder your progress any longer. With Universal Funding’s fast and straightforward application process, you can convert your unpaid invoices into the working capital necessary to fuel the growth of your business.

GET FUNDING FAST

Building trust — one business at a time.

Best Factoring Company of 2021

+$2 Billion Funded for Company Growth

3500+ Satisfied Clients

A+ Rating Better Business Bureau

Trustpilot

Our company has tripled in growth since we became partners with Universal Funding and we anticipate doing business with Universal for many years to come.

-Chris, All Pro Security
See What Our Customers Say

Why invoice factoring works

Compare to Line Of Credit

Traditional Bank Line of Credit

$20,000-$500,000

  • Advance Rate: 85-90%
  • First 30 Days: 2-4%
  • Requires access to accounting software and bank account for approval

Universal Funding Corporation

Invoice Factoring
Monthly Volume

$25K- $20M/mo

  • Advance Rate: Up to 95%
  • First 30 Days: 0.55-2%
  • Does not require access to your private banking and accounting information

Compare to Merchant Cash Advance

MCA Providers

$1,000-$500,000

  • Advance Rate: Based on loan amount
  • Fixed fee rate: 35-50%
  • Requires access to bank account for daily withdrawals
GET FUNDING FAST
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Turn unpaid invoices into cash

Don’t wait 30, 60 or 90 days for customers to pay. Get an advance on your outstanding
invoices with invoice factoring.

GET FUNDING FAST