Fast and Easy Funding for Your Business
Universal Funding turns your unpaid invoices into cash through invoice factoring. Apply online in minutes to get the working capital you need to grow your business.
Fast Cash
Funding within 24 hours of approval
Competitive Rates
Rates start as low as 0.55%
Fast and Easy Approval Process
Our one-page application
is simple and quick
Funding That Grows With You
Invoice credit line from $25,000
to $20,000,000
Get Back to Business
We manage the entire invoicing and
collections process for you
What is
invoice factoring?
Invoice factoring is a type of business financing used by companies to get immediate access to working capital. Also called accounts receivable financing, invoice factoring allows businesses to swiftly acquire reliable cash flow, enabling them to meet various expenses such as payroll, rent, equipment and other costs essential for business expansion.
Building trust — one business at a time.
Best Factoring Company of 2021
2 Billion + Funded for Company Growth
3000+ Satisfied Clients
A+ Rating Better Business Bureau
Our company has tripled in growth since we became partners with Universal Funding and we anticipate doing business with Universal for many years to come.
-Chris, All Pro Security
Why invoice factoring works
Compare to Line Of Credit
Credit Line
$20,000-$500,000
Universal Funding Corporation
Invoice
Credit Line
$25K- $20M/mo
Compare to Merchant Cash Advance
Credit Line
$1,000-$500,000
Small Business Owners Regain Confidence Amidst Economic Challenges
Small business owners are cautiously optimistic, with a notable uptick in their confidence index. Our latest blog delves into the details, examining what this means for small businesses and the broader economy. Discover key takeaways, including persistent concerns about inflation and its impact on businesses. Explore the challenges and opportunities small businesses face in today’s economic landscape.
Finding the Right Accounts Receivable Factoring Company to Meet Your Specific Business Requirements and Goals
When it comes to managing cash flow and ensuring the smooth operation of your business, finding the right funding solutions is crucial. One popular option for businesses is invoice factoring, which allows companies to access funds tied up in their accounts receivable. In this article, we explore key considerations and steps to take when searching for the ideal accounts receivable factoring comp
Understanding Accounts Receivable Financing: What You Need to Know
Accounts receivable financing is a popular financing option for businesses of all sizes. It allows companies to access immediate cash flow by selling their outstanding invoices to a factoring company. This blog post offers a comprehensive overview of accounts receivable financing and how businesses can determine if it is the right financing option for them.
5 Tips for a Smooth Invoice Payment Process
Struggling with Invoice Payments? We know how crucial it is to ensure timely payments to suppliers and service providers. But let’s face it, the invoice payment process can be a real headache. In this blog article, you’ll learn five tips to make your invoice payment process smoother and more efficient. Say goodbye to endless hours of back-and-forth and hello to a smoother, more efficient way of handling your payments.
How Selling Accounts Receivable Quickly Improves Your Business Cash Flow
Selling accounts receivable is not just a financial transaction, it’s a strategic move that empowers businesses to improve their cash flow, reduce risk, and embrace operational flexibility. Discover how this strategic move can optimize your cash flow, mitigate risk, and enhance operational flexibility.
How Invoice Factoring Can Help Lessen Periodic Business Fluctuations
Operating a business with seasonal patterns can present significant financial obstacles. Learn how to navigate the ups and downs caused by seasonal shifts and how invoice factoring can provide consistent cash flow, reducing credit line dependency. Discover how invoice factoring can help you handle seasonal fluctuations and ensure sustained business success.
Turn unpaid invoices into cash
Don’t wait 30, 60 or 90 days for customers to pay. Get an advance on your outstanding
invoices with invoice factoring.