Fast and Easy Funding for Your Business


Universal Funding turns your unpaid invoices into cash through invoice factoring. Apply online in minutes to get the working capital you need to grow your business.

Fast Cash

Funding within 24 hours of approval

Competitive Rates

Rates start as low as 0.55%

Fast and Easy Approval Process

Our one-page application
is simple and quick

Funding That Grows With You

Invoice credit line from $25,000
to $20,000,000

Get Back to Business

We manage the entire invoicing and
collections process for you

What is
invoice factoring?


Invoice factoring is a type of business financing used by companies to get immediate access to working capital. Also called accounts receivable financing, invoice factoring allows businesses to swiftly acquire reliable cash flow, enabling them to meet various expenses such as payroll, rent, equipment and other costs essential for business expansion.

Building trust — one business at a time.


Best Factoring Company of 2021

2 Billion + Funded for Company Growth

3000+ Satisfied Clients

A+ Rating Better Business Bureau

Our company has tripled in growth since we became partners with Universal Funding and we anticipate doing business with Universal for many years to come.

-Chris, All Pro Security

Why invoice factoring works


Compare to Line Of Credit

Credit Line

$20,000-$500,000


  • Advance Rate: 85-90%
  • First 30 Days: 2-4%
  • Requires access to accounting software and bank account for approval

Universal Funding Corporation

Invoice
Credit Line

$25K- $20M/mo


  • Advance Rate: Up to 95%
  • First 30 Days: 0.55-2%
  • Does not require access to your private banking and accounting information

Compare to Merchant Cash Advance

Credit Line

$1,000-$500,000


  • Advance Rate: Based on loan amount
  • Fixed loan fee rate: 35-50%
  • Requires access to bank account for daily withdrawals

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Turn unpaid invoices into cash


Don’t wait 30, 60 or 90 days for customers to pay. Get an advance on your outstanding
invoices with invoice factoring.