What data we collect and how we use it
As a visitor to the Site, you can engage in many activities without providing any Personal Information.
However, when you submit a form on our website to receive product or service information, we may collect the following Personal Information from you:
- Website activity: Data about your browsing activity on our website
- Device and browser information and device’s IP address
- Contact Information: If you choose to provide your name, email address or phone number
- Account Information: If you open an account, we will collect your username and a password and other information to necessary to open and access your account
- Customer Service Information: Information you may provide to customer service including survey responses
- Financial Information: Credit card number or other payment account information.
We use this data to:
- provide Universal Funding services and customer support
- collect fees and troubleshoot problems
- prevent potential fraud and enforce our Terms of Service
- customize, measure, and improve our website and services
- deliver targeted marketing to you
- contact you by email or phone about your account or our services
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
Data Sharing
We may disclose information about you:
- In connection with legal proceedings: When we are under a legal obligation to do so, for example to comply with a binding order of a court, or where disclosure is necessary to exercise, establish or defend the legal rights of Universal
- With our service providers: Companies we contract with who help with parts of our business operations. We require that our service providers only use your information in connection with the services they perform for us.
- In connection with a sale of our business: If a third party acquires some or all of our business or assets, we may disclose your information in connection with the sale.
- We also share technical data that we collect about your browsing habits and your device (such as data relating to our cookies, tracking pixels and similar technologies) with other advertising companies in the digital advertising ecosystem. This enables them and us to better target ads to you.
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Cookies and related technologies
The Universal Funding website uses cookies, tracking pixels and related technologies. Cookies are small data files that are served by our platform and stored on your device. Our site uses cookies dropped by us or third parties for a variety of purposes including to operate and personalize the website. Also, cookies may also be used to track how you use the site to target ads to you on other websites.
Data retention
Identifiable information about you is held no longer than necessary for our business purposes or to meet legal requirements.
Security
We apply technical, administrative and organizational security measures to protect the data we collect against accidental or unlawful destruction and loss, alteration, unauthorized disclosure or access, in particular where the processing involves the transmission of data over a network, and against other unlawful forms of processing.
Changes to this Privacy Notice
Changes to this Privacy Notice will be posted on this page. If we make a material change to our privacy practices, we will provide notice on the site or by other means as appropriate.
Contact us about questions or concerns
If you have any questions about this Privacy Notice, our privacy practices, or with Universal Funding generally, you can contact info@universalfunding.com.
Updated 5/24/2018