Broker Referral Program

Universal Funding Offers the Highest Factoring Broker Commission Rates in the Industry


At Universal Funding, we believe in the power of collaboration and long-term relationships. We are committed to fostering a strong partnership with brokers like you, enabling you to provide exceptional service to your clients. As an accountant, attorney, insurance broker, financial planner, investment advisor, or other professional, joining forces with Universal Funding will not only benefit your clients significantly but also provide you with a valuable income stream through residual commission payments.

Our expertise in invoice factoring and accounts receivable financing allows you to offer your clients flexible and customized funding solutions that can fuel their growth, enhance cash flow, and optimize their financial performance.

Earn up to a 20% commission!

Start earning the highest broker

commission rates in the industry.

Universal Funding is a full-service factor that does not outsource our funding process.


At Universal Funding, we take care of the entire financing process, from underwriting and approvals to contracts, money transfers, and accounts receivable management. With all these crucial steps handled in-house, you can confidently guide your clients through a seamless and efficient funding experience, knowing that their financial needs are in capable hands.

Our commitment to outstanding customer service goes hand in hand with our in-house capabilities. With all key operations handled internally, we have full control over every aspect of the funding process. This enables us to provide a level of responsiveness, efficiency, and reliability that is unmatched in the industry. When your clients need answers, solutions, or assistance, we are there, ready to provide the support they require.

Basic Funding Criteria

  • $25,000 minimum sales/invoice volume per month
  • Fund up to $20MM per month
  • B2B companies
  • Temporary Staffing
  • Oilfield & Energy
  • Light Manufacturing
  • IT Consulting
  • Transportation
  • Wholesale & Distribution

Who Will Qualify?

Companies that …

  • Cannot get adequate bank financing
  • Are growth-oriented
  • Need working capital
  • May have tax issues
  • May have a negative net worth
  • May be working through bankruptcy
  • Start-ups with strong debtors

Unable to Factor

  • Permanent Placement Staffing Agencies
  • Construction Industry
  • General Contractors
  • Sub-contractors
  • Patient Care Industry
  • Medicaid Invoices
  • Medicare Invoices
  • Consumer Paid Invoices

Here’s what our clients have to say …

Feedback from our clients makes us a better factoring receivables company. Here are reviews provided by some of our clients who shared how Universal Funding helped to achieve their business goals.