Broker Referral Program

If you’re ready to begin getting the highest broker commission rates in the industry, click the get started button today.

Universal Funding offers the highest factoring broker commission rates in the industry. Earn more for each additional funded client, receive up to a 20% commission. We want to foster a long-term relationship with our brokers by providing a high level of service to your customers and a high commission rate that can’t be ignored.

Universal Funding is a full service factor that does not outsource any of our support staff, which means lower rates for your clients and higher commissions for you. We handle all underwriting, approvals, contracts, money transfers, and accounts receivable management in-house. We know our clients and build a true business relationship with them, providing the best customer service in the industry.


  • $25,000 minimum sales/invoice volume per month
  • Fund up to $5MM per month
  • B2B companies
  • Staffing
  • Oilfield & Energy
  • Light Manufacturing
  • IT Consulting
  • Transportation
  • SaaS


Companies that …

  • Cannot get adequate bank financing
  • Are growth oriented
  • Need working capital
  • Have tax issues
  • Have a negative net worth
  • Are working through bankruptcy
  • Start-ups with strong debtors


  • Permanent Placement Staffing Agencies
  • Construction Industry
  • General Contractors
  • Sub-contractors
  • Patient Care Industry
  • Medicaid Invoices
  • Consumer Paid Invoices
  • Medicare Invoices


Feedback from our clients makes us a better factoring receivables company. Here is a collection of comments provided by some of our clients who shared how Universal Funding helped to achieve their business goals. Feel free to scroll through the videos below to learn why you you’ll love being a referring agent for Universal Funding and why our clients love our services.

Our company has tripled in growth since we became partners with Universal Funding and we anticipate doing business with Universal for many years to come.


All Pro Security

I have been working with Universal Funding for just under a year. During this time it has helped improve my cash flow and the growth of my business. I am very satisfied with their service.



It’s hard to trust banks and financial institutions and as a business owner it’s difficult sometimes managing accounts receivables and cash flow. Universal Funding has stepped right up and done everything they promised and then some.


Motion Adrenaline

Testimonial – Scott with Constant Protective Services

Referring Agents Earn Monthly Commission

Testimonial – Kirk with Motion Adrenaline

The Ideal Deal