Turn Outstanding Invoices Into Cash Today

Stop waiting on slow-paying customers. Unlock working capital from unpaid invoices and keep your business growing.

  • Rates as Low as 0.55%
  • No Hidden Fees
  • Apply in Minutes
  • Same-Day Direct Deposits
  • Funding within 24 Hours
  • Dedicated Account Rep
  • Safe & Secure Funding
  • 2026 Best Factoring Company

Complete this form to get your free rate quote.

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Best Factoring
Company of 2026

$2 Billion+ Funded
for Company Growth

3,000+
Satisfied Clients

A+ Rating Better
Business Bureau

Are your receivables building
up, but your cash flow is tight?

Watch this video to learn how we can finance your company’s growth without the wait.

Universal Funding funds up to 90% of your invoices, offering you a critical boost in cash flow helping you pay your employees, vendors and other expenses while you wait for your customers to pay their bills.

Get Funded Fast

Specialized funding solutions for your industry

  • Manufacturing
  • Printing
  • Oil Field
  • Staffing
  • Apparel
  • Security
  • Wholesale / Distribution
  • Business Services
  • More
  • Transportation
  • Technology

Why invoice factoring is your best choice

Bank Line of Credit

Invoice Monthly Volume:

$20,000-$500,000

  • Advance Rate: 85-90%
  • First 30 Days: 2-4%
  • Requires access to accounting software and bank account for approval

Universal Funding Corporation

Invoice Monthly Volume:

$25K- $20M/mo

  • Advance Rate: up to 95%
  • First 30 Days: 0.55-2%
  • Does not require access to your private banking and accounting information
Get Funded Fast

Merchant Cash
Advance Provider

Invoice Monthly Volume:

$1,000-$500,000

  • Advance Rate: Based on loan amount
  • Fixed loan fee rate: 35-50%
  • Requires access to bank account for daily withdrawals

Turn unpaid invoices into cash

Don’t wait 30, 60 or 90 days for customers to pay.
Get an advance on your outstanding invoices with invoice factoring.

Get Funded Fast 800-405-6035

Last Updated on 04/28/2026