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Universal Funding, a factoring company, promoted two longtime employees as managers to execute the operations of their respective departments.

Crystal Lowell, who has been with Universal since 2009, was named Credit Manager after serving 2 years as Senior Account Executive. Crystal was one of the first factoring professionals to earn the Certified Factoring Account Executive (CAEF) status issued by the International Factoring Association. Coupled with her 7 years of factoring expertise, she will oversee funding and compliance matters with a skillful eye.

Andrea Fox was promoted to Senior Account Executive and will oversee client support. Andrea’s 15+ years in customer service will allow her to align the client experience by implementing policy and procedure to reflect client expectations. Andrea’s team is growing with the addition of Rachel Speer in the Account Executive role. Rachel graduated from the University of Washington in 2011 with a BA in Business Administration.

The underwriting department recently hired Jessica Barker as Underwriter. Jessica is a recent accounting graduate from Eastern Washington University.

“Universal Funding continues to acknowledge the contributions of our employees by providing professional growth within the organization,” said Universal’s President Kyle Bergstedt. “We are approaching our 20th year of providing businesses with fast financing and exceptional service. We can do so only because we have long term employees like Crystal and Andrea who have gained years of industry experience that translates to better customer care. ”