General

Universal Funding Corporation (“Universal”) is in the business of financing small business via different products (“Service”).  You are representing that you understand and agree that Universal is making no commitment or guarantee that your business will be qualified for any of Universal’s products and that any agreement is subject to underwriting.

Representation

You certify that (i) you are authorized on behalf of the business whose name you have entered to initiate this pre-qualification process for credit and use the Service, and (ii) all information you provide is true, correct and complete and that you will notify us of any changes to such information. Furthermore, it is understood that Universal materially relies upon any and all information that is provided prior to entering into any business relationship to be true and correct.

E-Sign Consent

You hereby consent that your electronic signature on agreements and documents has the same legal and moral effect as if you signed such agreements and documents in ink and will be deemed valid, authentic, enforceable and binding. You understand and acknowledge Federal Electronic Signatures in Global and National Commerce Act Section 15 USC Ch. 96 governs electronic signatures for commerce.

You hereby agree that Universal may provide any communication or notification to you electronically and you hereby consent to receive by electronic means any and all agreements, documents, authorization language, acknowledgements, disclosures and/or notices required to be given by applicable law, regulation or internal Universal policy.

Understanding and Further Information

It is understood that Universal will require additional information regarding prospective clients in conducting its underwriting and qualification process.  Universal will also materially rely upon any additional information as being true and correct throughout not only the application and underwriting process, but also throughout any business relationship between the parties.