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Contact Us 800.405.6035
These Ratios Help You Understand the Working Capital Cycle There are many financial ratios and key performance indicators that can help you manage your business. So many that a small business owner could tie themselves up for days calculating and annualizing the various performance indicators. But suppose your business is profitable but has been experiencing…
Follow These Tips to Maintain Positive Cash Flow Your business finances are crucial as they determine how you run operations and grow. Therefore, business owners need to learn how to manage their finances to avoid getting into a struggle that jeopardizes their investment. You should always be in control of the finances if you want…
Release Working Capital with Invoice Factoring Invoice factoring is a great way to release the working capital tied up in your sales ledger. But all invoice factoring companies are not the same. Indeed, some invoice factoring companies work on significantly different terms and conditions than their competitors. And, of course, some factoring companies have…
Universal Funding Corporation is excited to announce the launch of our newly designed website. Visit us at www.UniversalFunding.com. We wanted to make the new website faster, easier to navigate, and more user-friendly. As a financial solutions provider, it’s important for us to make information regarding our services, how businesses can improve cash flow, and…
Examine Impact of Payment Terms on Cash Flow Most companies operating in a business-to-business (B2B) sector will need to offer customers credit terms. If a company insisted on cash with orders, it would be hard to win customers in a competitive B2B market. Whenever you sell goods or services on credit, though, there is an…
Keeping the Balance Between Collections and Customer Relations If you want to maintain a healthy cash flow, you must keep on top of your accounts receivable, and that will inevitably mean sometimes chasing late payments. But collecting overdue accounts must be handled properly, because, on the one hand, you must be firm enough to ensure…
Create and Enact Policies to Ensure Customer Payments One of the biggest problems a company has when selling products or services to another business is invoicing and getting paid. You need to get paid timely. Late payments impact your cash flow, which can affect when you pay bills or produce new products. Fortunately, there is…
Create a Roadmap for Success with Your Budget Preparing an annual budget can seem like a time-consuming effort. You might even wonder if it is a worthwhile exercise for a small business. After all, the hours you spend crunching numbers on a spreadsheet could be better spent earning money. There are some excellent reasons why…
Implement Robust Credit Controls When a new business-to-business (B2B) customer comes to you with a large first order, your immediate inclination may be to open a bottle of champagne. However, there are risks involved in all credit accounts that it would be foolish to ignore. The most obvious risk of providing credit is that the…
Keep Tight Control of Cash Flow to Improve Profitability Cash flow issues in a profitable company suggest a timing issue. It could be that you are keeping costs under control and hitting sales targets, but the profit that you see in your accounts never quite seems to materialize in cash. Accounting convention dictates that income…