Universal Funding Services

Universal Funding focuses on providing fast financing solutions to companies all throughout the United States.  We will learn about your company to determine which service or combination of services will best fit your needs.  Our ultimate goal is to assist your company in improving cash flow so that you are able to:

  • Invest in new technology
  • Resolve IRS and other tax issues
  • Fund payroll and healthcare plans
  • Take advantage of growth opportunities
  • Minimize the impact of seasonal business
  • Maintain relationships with slow paying customers
  • Improve company credit so that you can get approved for LOCs

A quick ten minute phone call with one of our specialists will help determine if invoice factoring, payroll funding, or purchase order financing will be the best cash flow solution for your business.

Universal Funding focuses on providing fast financing solutions to companies all throughout the United States.

INVOICE FACTORING

Invoice factoring is the primary financing service that we provide.  This is the fastest way for companies that provide a service or create, distribute, or sell products to access cash without waiting the 10-60 day payment terms to get paid.

NON RECOURSE FACTORING

Non-recourse factoring is an ideal fit for companies with little or no credit and payment history but have customers with excellent credit and payment history. The cost for non-recourse factoring can be slightly higher than traditional factoring because the factoring company takes on more risk.

PURCHASE ORDER FINANCING

We have a number of clients that get an additional bump in financing when they pair purchase order financing with invoice factoring.  We will fund their production and factoring their invoices so their cash flow is completely freed up. They aren’t out money during the production phase and they’re not waiting for money once the product is delivered.

PAYROLL FUNDING

Many of our client use invoice factoring as a way to fund their upcoming payroll.  While staffing companies are the traditional users for payroll funding, many other industries can also benefit from these services. The great thing about our financing is that you can use the funds however you see fit.  For example; if payroll needs the immediate attention, apply the money there; if there’s a tax issue, apply the money there.

ACCOUNT RECEIVABLE INSURANCE

Our goal is to protect our clients from any loss. We conduct due diligence on their customers who will be making payments towards the factored invoices and when appropriate, we will provide A/R insurance so that in the off chance there is non-payment, our client is protected.

LOAN WORKOUTS 

If you currently have a loan where you are making payments, including weekly or daily debits for MCA loans, we can facilitate a work out where you are no longer making large payments and provide relief to your cash flow situation. This is especially helpful when cash flow fluctuates due to the season, month or even week.

TAX LIEN RESOLUTIONS

Some businesses get behind on taxes because cash flow is tight and there’s no room to budget for additional expenses.  Having a tax lien doesn’t automatically disqualify you from our financing services.  We can help you get back on track with cash flow and payments toward taxes.

We will learn about your company to determine which service or combination of services will best fit your needs.  Our ultimate goal is to assist your company in improving cash flow so that your company is able to:

  • Invest in new technology
  • Resolve IRS and other tax issues
  • Fund payroll and healthcare plans
  • Take advantage of growth opportunities
  • Minimize the impact of seasonal business
  • Maintain relationships with slow paying customers
  • Improve your company’s credit so that you can get approved for LOCs

A quick phone call with one of our specialists will help determine if invoice factoring, payroll funding, or purchase order financing will be the best cash flow solution for your business.