Insights Blog

Ten Strategies to Avoid Small Business Overspending

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How to Keep a Tight Rein on Business Expenses A business owner has much on their plate, so managing the finances of a small business can be challenging. Consequently, it can be easy to spend more than anticipated and not discover the overspend until the cash flow gets tight. However, implementing the following processes will […]

10 Crucial Financial Metrics and KPIs for Small Businesses

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Monitoring the financial health of a business is crucial for success. When you have a thorough understanding of your company’s financial position, you will be able to make better-informed decisions. However, which of the many financial figures are most critical? Here are the top ten metrics and key performance indicators (KPIs) that every small business […]

10 Tips to Manage an Imminent Cash Flow Crisis

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Take Immediate Action to Stem a Cash Flow Catastrophe Cash flow problems don’t always creep up on a business. Sometimes, a single event can cause a shortage of cash. A customer might unexpectedly cancel a significant order, for example, or be late paying a high-value invoice, or you might have overlooked a large payment that […]

The Top 10 Most-Read Articles of 2021

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How can your business overcome the financial burdens of the past year? Over the past year, Universal Funding has published a variety of articles that explore topics ranging from financial forecasting and avoiding bad debts to managing your cash flow. Out of all of those various articles, here are the ones that piqued the most […]

5 Tips to Help You Collect Your Debts During the Holidays

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The holiday season can be difficult when it comes to managing your company’s finances. You tend to experience some pressure to end the year on a positive financial note, even as you deal with the fact that you have less working days at the end of the year. You probably have fewer staff members in […]

How to Manage a Business Cash Flow Windfall

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It’s true—businesses can sometimes find themselves with a temporary cash surplus. If you do experience a sudden incursion of cash, you’ll want to make sure it is well-managed or else it could soon evaporate. And, in some cases, an incursion of cash can leave you worse off than you were before the windfall. So, here […]

8 Ways Staffing Agencies Can Boost Cash Flow

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Create a Cash Flow Cushion for Your Staffing Business Balancing the cash flow of a staffing agency can be challenging. On the one hand, you have workers wanting to be paid weekly, biweekly, or monthly. And, on the other hand, you have customers who insist on 30-day credit terms or more. As a result, there […]

8 Tasks for Business Owners During the Holidays

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Holidays are a good time to reflect on your business now and into the new year. We think of the holidays as a time for gatherings with family and friends and for relaxation. Even so, an entrepreneur’s job is never done. There will be occasions over the holiday season when you can put your mind […]

Invoice Factoring Vs. Bank Overdraft—Which Is Best for Your Business?

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Compare the Two Forms of Business Funding to Decide Which Best Suits Your Needs It is always best to look at all the options when deciding what type of finance will be a good fit for your business. And, when you need a line of credit to boost a company’s working capital, there are various […]

10 Common Cash Flow Management Mistakes to Avoid

Cash flow problems are often cited as the top cause of business failures. However, the root cause of companies going out of business is not always a lack of profit. What causes many business failures is a lack of adequate cash flow management. Cash flow management is a term that encompasses many things. Indeed, managing […]