What is invoice factoring?

Invoice factoring is a type of business financing used by companies to get immediate access to working capital. Also called accounts receivable financing, invoice factoring offers fast, reliable cash flow for business expenses like payroll, rent, equipment and other costs to help grow your business.

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Building trust — one business at a time.

Why invoice factoring works

Line of Credit
Credit Line: $20,000-$500,000
  • Advance Rate: 85-90%
  • First 30 Days: 2-4%
  • Requires access to accounting software and bank account for approval
Cash Advance
Credit Line: $1,000-$500,000
  • Advance Rate: Based on loan amount
  • Fixed loan fee rate: 35-50%
  • Requires access to bank account for daily withdrawals