Get to know Universal Funding


Our Team



With a broad spectrum of experience, our team has a diverse knowledge base in how businesses succeed. A few of us are entrepreneurs; several of us have advanced degrees in our areas of expertise; some have been on the front lines of Fortune 500 companies and even on the front lines to defend our country. Our combined 65 years of experience in factoring, investing, banking, accounting, and the legal realm set us above par in the factoring industry. Learn more about each of our team members by clicking on their picture below.

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Henry Wozow, Principal and Chief Executive Officer Kyle Bergstedt, President David Johns, Chief Financial Officer Deron Nicholson, Principal and Vice President Monica Wozow, Principal and Corporate Secretary Ryan McCrery, Business Development Pete Pettinger, Operations Manager Chad Heaton, Marketing Manager Jeff Kinservik, Sales Specialist Tara Gilbert, Senior Account Representative Cassie McCord, Account Representative Crystal Tupling, Account Representative Wes Anderson, Senior Collections Specialist Sharon Harmon, Collections Specialist Lydia Easter, Compliance Representative Melissa Lindstrom, Administrative Assistant Jack Wozow, Western Regional Sales Joe Arrigoni, Customer Service Jordan Hestness, Customer Service