Insights

  • Manage Your Company’s Credit With the Help of Factoring Receivables Companies August 27th, 2015 4:27 pm

    Your business was built on a reputation that you worked hard to earn. You do not want to risk that reputation for any reason. Damaging your company’s credit can happen in a matter of days with just a few wrong turns, and rebuilding credit takes a long time. That is why you should never risk your company’s reputation or credit if you can avoid it. A factoring receivables company can help your business find alternate solutions when low cash flow is threatening to destroy the reputation you worked hard to build.

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    How Can Factoring Help?

    When your business is in a period of low cash flow, you may have to make tough decisions like cutting back on expenses or initiating a hiring freeze. Continue reading →

  • Solving Low Cash Flow Issues in Any Stage of Development August 24th, 2015 9:47 pm

    Whether a business is in the startup phase or has already accomplished a variety of growth phases, cash flow is an important issue. When your business needs funding, you need to focus on finding solutions no matter where your company history sits on the development timeline. The search can be more complicated if your company is recovering from a period of financial setbacks or has not established a solid credit standing. Factoring invoice amounts can get your business cash for your open receivables no matter what your company history or credit rating. As long as you have unpaid invoices sitting in your A/R, your company is eligible for accounts receivable funding.

    increase cash flow Continue reading →

  • 3 Misconceptions of Factoring Clarified August 12th, 2015 5:43 pm

    If there is one thing that deters companies from pursuing the generation of cash flow through invoice factoring, it is a misunderstanding of the process. The best factoring companies make accounts receivable financing a simple process that benefits your business. Dispelling misconceptions about factoring is an easy way to understand the advantages to this popular cash flow solution.

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  • How Factoring Companies Help Cash Flow August 12th, 2015 5:00 pm

    Managing cash flow is one of the most important functions of any business manager. There is no financial opportunity that cannot be undone by insufficient cash flow. Traditionally, one of the more popular forms of dealing with cash flow shortages is a short-term bank loan. The SBA (Small Business Association) was formulated specifically stimulating the creation of new companies and enhancing the growth of existing companies. Unfortunately, modern banking practices have put a serious dent in the approval rate of bank loans. Frustrated company owners approach banks with documented, low-risk opportunities and are turned away. This is when factoring companies can help declined business get the financing they need.

    increase cash flow Continue reading →

  • The Pros and Cons of Selling Invoices August 10th, 2015 6:09 pm

    In today’s economic climate, it can be a struggle to acquire the necessary working capital to bolster a healthy cash flow or to take advantage of new business opportunities. Traditional methods of acquiring capital including bank loans and lines of credit can be insufficient or simply not available. A company in this situation has an excellent alternate solution: consider selling the company invoices to a factoring company.

    pros-and-cons Continue reading →

  • Simple Ways to Improve Your Cash Flow July 30th, 2015 4:30 pm

    In today’s world, your company’s cash flow says a lot about the future of your business. Many financial analysts consider your cash flow condition as the top indicator of the future of your business. A well-managed cash flow typically signifies that the rest of the business is healthy.

    Think of your cash flow as the heart of your business. As long as it is well-managed and taken care of, your business will continue to thrive in every aspect. A mismanaged cash flow, or weak heart, can affect the entire business until your company suffers serious setbacks.

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    Just throwing money at your cash flow problems is a temporary solution. While heart disease can be treated with medication, it takes an entire change in your lifestyle to truly repair your heart, or cash flow, for the future. Treating your cash flow problems requires a holistic approach that reaches every limb of your business. Continue reading →

  • Invoice Factoring Can Produce Money the Fastest for Businesses in a Bind July 24th, 2015 6:39 pm

    If you’re a business owner or manager, you know that there are a slew of reasons why you may need an infusion of cash.  You might:

    • Get a big order for which you need to purchase materials. Or…
    • You have a large unexpected bill. Or
    • The IRS is hounding your business for taxes. Or
    • Right now would be a great time to expand your business

    All of these situations present their own unique need for more cash.

    small_business-cash Continue reading →

  • Top 10 Rules to Managing Your Cash Flow June 26th, 2015 4:35 pm

    Your business budget runs a lot like your personal budget. You must keep track of how much cash you have on hand at all times, or you’ll run into unpaid bills and unhappy employees quickly. Cash flow shortages aren’t always the sign of problems, rather, they may be the sign that your business is growing faster than you anticipated.

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    Listen to the Experts

    In order to avoid these problems, experts recommend you follow the ten rules of managing your cash flow. Continue reading →

  • Lowering Transition Costs through PO Funding and Factoring June 25th, 2015 9:06 pm

    Despite the rise in recent years of both factoring and purchase order financing solutions, many companies remain confused about exactly what sort of benefit each service provides. Others often think that both are mutually exclusive. The reality is that line of thinking couldn’t be further from the truth. In fact, both factoring and PO funding are meant to work hand-in-hand to help distributors achieve that “Holy Grail” of service benefits: lower transition costs, increased inventory, and higher sales.

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  • Take On New Business With Funding from Financing Receivables June 24th, 2015 6:25 pm

    A new client means your business will have a new source of revenue, but you first must find the funding to cover raw materials or employee wages to fulfill your new order for goods or services. The old saying, “It takes money to make money,” definitely applies to this particular situation. Instead of putting off necessary payments or delaying your new client’s order, your business can access funding through accounts receivable financing. Financing receivables gets you the cash you need to fulfill your new order, and the turnaround time for approval and funding is fast enough that you can accept the new client right away.

    factoring account receivables Continue reading →

  • What Benefits do Factor Companies Offer to Businesses? June 23rd, 2015 4:40 pm

    In today’s world, the state of your cash flow says a lot about the future of your business. Analysts typically look at cash flow problems as a sign that there is a larger problem within the business. Cash flow issues are normal for growing businesses, and it’s all about how you handle those problems that makes the difference between you and your competition.

    Factor companies like Universal Funding offer a unique solution to your cash flow issues. With invoice factoring, you sell your invoices in order to access cash that is rightfully yours without taking out a loan.

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  • Funding Solutions for Businesses With Tax Issues June 22nd, 2015 4:32 pm

    Dealing with the IRS or a local tax agency can take up valuable time and resources at your business. Your business still needs to grow while you reconcile your issues. Your revenue and employees depend on the continued health of your company. However, if you need capital to cover operating costs or the upfront costs of a new client, many lending institutions will not work with you while you experience tax problems. While you reconcile your tax issues, you should consider invoice factoring as a source of funding for your business.

    factoring invoices Continue reading →

  • Be Ready for Opportunities With the Help of Factoring June 19th, 2015 4:42 pm

    Invoice factoring companies offer your business a way to access cash for your open invoices before your customer payments are due. This can make a significant difference in your cash flow levels if your invoices are scheduled for 60 or 90 days. Factoring your open invoices allows you to accept several business opportunities you might have to delay without a way to access capital quickly.

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    Win a Bidding War

    Your company needs to offer excellent services or products in order to stay ahead of your competition. Winning a bidding war against a competitor for a new business opportunity is only possible if you are able to promise quick delivery and a deal on pricing or an introductory price. Continue reading →

  • Factoring Invoices for Companies Concerned About Using Receivables as Collateral June 18th, 2015 6:31 pm

    Your business may be aware of the benefits of accounts receivable financing, but has not explored the possibility since you are apprehensive about using your receivables as collateral. Financing your receivables is actually an easy and quick way to raise cash for your company, since you are simply selling your open invoices for a discount to an invoice factoring company. You receive cash in hand before your customer payments are due, and the factoring company waits out the terms for payment from your customers. Factors can work with you even if you have concerns about your company’s ability to provide collateral. The only collateral you need is invoices.

    invoices-receivables Continue reading →

  • Funding for Your Business Without Debt June 17th, 2015 5:49 pm

    There are many reasons your company may need to find a source of immediate funding, but there are not many options for you to explore. Your choices are further narrowed if you do not want your business to incur debt. Many traditional funding avenues require your company to take on debt, affecting your credit as well as your budget for repayments. However, invoice factoring is an excellent funding alternative to the traditional loan structure that gets you operating money swiftly and does not require your business to take on debt.

    debt factoring Continue reading →