Fast Funding
- 2 minutes on the phone for line of capital and rates we can offer you
- 2 days to process your approval
- 2 hours to wire cash into your account
Unlimited Funding
Do you need $30K per month? $100K per month? $500K per month? YES! YES! YES! We are the money, so there’s no hassle with third parties, just CASH straight to you.
Low Rates
Starting at 1%, our rates are the lowest out there! We want your business to grow, not just break even.
What Is Factoring?
Unlike a bank loan, factoring converts your accounts receivable into immediate cash.
- You send us your unpaid customer invoices.
- We advance up to 90% of the invoice value to you.
- We receive payment from your customer.
- We recover the amount we advanced to you plus our rate.
- We rebate the difference.
- You send us more invoices and the cycle continues.
The Benefits
Free up the cash trapped in accounts receivable to take advantage of vendor discounts, purchase inventory, bring in new customers by advertising, and grow your business.
Custom Programs
You know your customers. You know what will benefit your company. So we listen to you and design a funding program based on what you want for your business. Because we are a stand-alone private fund, we can be flexible.
- Invoice Factoring
- Purchase Order Financing
- Accounts Receivable and Credit Management
- Collection and Merchant Account Services
Industries Served
- Distributing
- Electronics
- Engineering
- Environmental
- Manufacturing
- Printing
- Security
- Service Providers
- Software
- Staffing
- Textiles
- Transportation
- Waste Management
Accounts Receivable and Credit Management
Give your accounts receivable department a break! Just send your initial invoices as usual and we’ll handle the rest. We can remain transparent to your customers – they don’t have to know you’ve taken advantage of a factoring program, unless you want them to.
We partner with you to increase your revenues. With factor funding you can turn over inventory faster and take advantage of discounts by paying vendors early. When you bring in new customers, we’ll verify their creditworthiness, and you can get paid on the day of the invoice.
Collection and Merchant Account Services
Our professionals make it easy for your customers to pay invoices, while reducing the burden on you to collect. Universal Funding factor programs also feature ACH transfer capabilities, invoicing and statement services, and 24 hour account access.
Customer Support 24/7
Live people to answer your questions are just a phone call away. You will have one person dedicated to your account and one person dedicated to your customers. We’re a family-owned business and we value our relationships with you and your customers.
Our Mission
Universal Funding is a company that values integrity in dealing with our clients, our industry, and our community. The goal is to provide exceptional service, low rates, and the capital you need to fund your business. We can bridge the gap between invoice and payment with immediate cash. Let us help your business grow.
