8 Ways Universal Funding Can Build Your Business

Posted on May 4, 2012 by admin

The reason we are in business is to help you excel in yours.

Companies that engage in business-to-business sales and services, and offer 30-90-day terms to their customers, are best suited for our services. Whether just starting out or preparing for a growth phase, our financial services can help your business grow and succeed.

Here are eight of the ways our fast financing can benefit you:

1. Confidently accept large orders and watch your profits grow.
2. Improve the quality of your customers by taking on larger, slower-paying clients.
3. Reduce stress by eliminating the financial ups and downs of revenue/expense cycles.
4. Save money by taking advantage of any and all early-payer trade discounts while improving your relationship with vendors.
5. Get paid on your invoices right away.
6. Reduce bad-credit risk customers by taking advantage of our no-extra-cost credit research service.
7. Gain extra time in your day by using our extensive reports to more effectively manage you’re A/R.
8. Stop stressing about tax issues and let us work with the IRS on your behalf.

We would love the opportunity to speak with you, learn about your business, and offer ways our financial services can help you grow.
It’s why we’re here.

To get started, just fill out and submit the Rate Inquiry Form on the left!

-Travis Griffith

A Genius Way to Fund a Growing Business

Posted on May 2, 2012 by admin

Let’s say you own a company that has developed an all-new, incredibly cool device that combines a camera, GPS, phone and personal assistant into one super-convenient pocket-sized device.

Yes, it’s kind of like the iPhone, only better.

Your device works all the time, around the globe, without a wireless contract. It’s pure genius.

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We Want You to Get Rich

Posted on April 25, 2012 by admin

People who don’t own businesses have this glorified vision that business owners live the high-life. Lots of time off, yachts, expensive cars, the kids in private school… Of course, business owners all know that isn’t even close to the truth. At least, not for the ones who work hard every day to keep the business running and, hopefully, growing.

If you are like so many other U.S. business owners, the only time off you get is when you fall asleep at your computer trying to figure out how to finance the next big order. The yachts and cars might happen in your dreams… but that’s it.

As a business owner, you work hard, and we think you deserve to be rich.

But being rich goes far beyond money.

We want you to have the time to attend your child’s baseball game, to spend a day at the lake (whether on a yacht or sitting on a beach), or to take your spouse out to a nice lunch in the middle of the day.

While at work, we believe you should have the confidence in knowing you can pay your employees on time, every time. You shouldn’t worry about IRS tax problems getting in the way of securing financing. You shouldn’t have to worry about taking on new debt and then struggle for years to get out of it. You should rest easy knowing you can afford to take on new clients and can handle large new orders.

Universal Funding can help with all of that. We are a business finance company, but we’re also much more than that. Our lines of capital do provide peace of mind regarding cash flow, create financial stability, and grow as your company grows. Our financing makes new clients and big orders easy to handle. It’s true that businesses that partner with us make more money and generate more profits than their competitors.

But our financing, which includes so many other free benefits, also translates to more personal time for you. With more money rolling in, and more time to enjoy it, you’ll feel richer than ever.

To find out how we can help you, simply fill out and submit the rate inquiry form on the left. We’re excited to hear from you.

-Travis Griffith

Is it Possible to Have Growth AND Profit?

Posted on April 20, 2012 by admin

Growth or profits?

That’s a dilemma that every successful entrepreneur will encounter at some point.

For some business owners, profit is the priority right out of the gate. For others, profit is secondary to growth and can stay that way for years. Everyone, though, must eventually decide how to address the growth vs. profit question to achieve long-term success.

Some companies begin by hiring staff and investing in office space, computers, and other resources to enable their work. That costs money, but the sacrifice in profits can lead to heavy growth.
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Should Your Business Factor its Invoices?

Posted on January 19, 2012 by admin

Business management is full of options from organizational structure to compensation packages, accounting techniques, raising capital and many more.

Invoice factoring is an option available for keeping money in the bank so that your business can continue to move forward. Just like choosing whether to run the company as a sole proprietorship, LLC, or incorporate in Delaware, the decision to factor requires a bit of due diligence.

Not every business is run the same way with the same goals or motivations, so it follows that not every business benefits equally from all options. The balance of pros and cons for factoring is different for every circumstance, but there are certainly a lot of companies who find the benefits of invoice factoring to be vital in their continued growth and success.

Small and upstart businesses often have trouble obtaining capital through traditional bank loans, especially in the current economic climate. Larger companies with lower credit ratings or those seen as “informationally opaque” are labeled high risk and quickly dismissed.

Many of these companies would actually be very successful if they could rely on more consistent cash flows. Invoice factoring is very beneficial for businesses that must wait 30, 60, or 90 days for their customers to pay. These delayed cash flows may be interrupting daily operations like the purchase of materials, paying employees, paying rent or any number of other expenses which limit production or even bring business to a grinding halt.

Simply put, banks won’t lend money to a company that has bills piling up and zero inventory. Factoring is different because instead of evaluating your company’s ability to repay a loan, a factor focuses on the debt already owed to you. Once the invoices have been validated, cash is typically available in 1-2 days and business can go on as usual.

If your business is beginning to struggle because operating capital is tied up in accounts receivable then factoring may be a viable option for collecting those debts and maintaining predictable cash flows.

Let Universal Funding quote you a rate, and then we’d be happy to discuss how factoring can benefit you.