Avoid an Irreversible Financial Tailspin


Like it or not, doing business with large companies usually means you have to offer 30-90-day terms.

Doing so offers small businesses a way to win, and retain, some potentially lucrative business contracts.

As a matter of fact, many large customers simply demand these payment terms as a condition of doing business. The problem, of course, is that waiting up to 90 days to get paid can wreak havoc on your company.

Unless you are exceptionally well capitalized, you will risk running into cash flow problems as a result of offering terms. You may risk missing supplier payments, being late on employee paychecks or missing out on marketing or growth opportunities. A few missed payments and your company can quickly go into an irreversible financial tail spin.

Even companies that are healthy on paper can enter a tailspin. The balance sheet might show plenty of money to take care of obligations, but if that money isn’t in the bank, it might as well not exist.

This is where Universal Funding can help. We can help solve this problem by factoring invoices, which significantly reduces the time it takes for you to collect your revenues.  Factoring provides the working capital you need to meet current expenses, and the money you receive never has to be repaid. Also, your customers retain their payment terms and are not required to pay any faster.

Universal Funding’s invoice factoring programs can provide your company with financial stability which can be used as a platform for growth. Our factoring lines will increase with your growing sales, making them a flexible financing solution for growing companies.

There’s no reason a company should go into a financial tailspin, especially when Universal Funding is here to help.



Press Releases

Invoice Factoring Company Signs Over $16M in New Business

Universal Funding, a factoring company, to providing invoice factoring services to five new clients earned in October. SPOKANE, WA, Nov. 9, 2015 – Universal Funding, an invoice factoring company, has signed on five new clients who will factor over $16 M over the... read more

Universal Funding Corporation Funding $500,000 per Day

Universal Funding specializes in invoice factoring and provided $1.8MM in accounts receivable financing to three new clients in September.  As these new relationships grow over the course of a year, Universal will provide up to $21.5MM in financing to these new... read more


Accelerating to the Speed of Business

You’ve probably heard the phrase “the speed of business” before. Yet those in the business world know that the comparative operational speeds between companies are like snowflakes: no two are exactly alike. Yet despite the speed differences that exists between... read more

Selling Invoices vs. Selling Equity

There comes a time in the operational life cycle of every company where extra business capital is needed. When this point is reached, the easy answer may be to work with a traditional lender to secure a conventional loan. Yet is this truly the best option? Wouldn’t it... read more

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Spokane, WA 99213


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