Avoid an Irreversible Financial Tailspin


Like it or not, doing business with large companies usually means you have to offer 30-90-day terms.

Doing so offers small businesses a way to win, and retain, some potentially lucrative business contracts.

As a matter of fact, many large customers simply demand these payment terms as a condition of doing business. The problem, of course, is that waiting up to 90 days to get paid can wreak havoc on your company.

Unless you are exceptionally well capitalized, you will risk running into cash flow problems as a result of offering terms. You may risk missing supplier payments, being late on employee paychecks or missing out on marketing or growth opportunities. A few missed payments and your company can quickly go into an irreversible financial tail spin.

Even companies that are healthy on paper can enter a tailspin. The balance sheet might show plenty of money to take care of obligations, but if that money isn’t in the bank, it might as well not exist.

This is where Universal Funding can help. We can help solve this problem by factoring invoices, which significantly reduces the time it takes for you to collect your revenues.  Factoring provides the working capital you need to meet current expenses, and the money you receive never has to be repaid. Also, your customers retain their payment terms and are not required to pay any faster.

Universal Funding’s invoice factoring programs can provide your company with financial stability which can be used as a platform for growth. Our factoring lines will increase with your growing sales, making them a flexible financing solution for growing companies.

There’s no reason a company should go into a financial tailspin, especially when Universal Funding is here to help.



Press Releases

Financially Fit Businesses in 60 Days or Less

Spokane, WA (May 16, 2016) – Companies get financially fit by using the services of an invoice factoring company. Universal Funding Corporation provided working capital funding for five new clients in April. Over the course of the next year, these new clients... read more

Growing Companies Get Financing from Factoring Company

Universal Funding Corporation releases early numbers for new clients served in the first quarter of 2016. Highlights include: $12 million factoring facility for a distributor in New Jersey $2.4 million factoring facility for a car service in Arizona $1.2 million... read more


Financing that Grows With Your Business

This success story comes from a green minded company that specializes in e-waste recycling where they clear data on electronic devices for other businesses. The client started using Universal Funding’s invoice factoring services in 2015. Their initial factoring line... read more

Is Your Company Unable to Offer 30-Day Payment Terms?

One key tool that business owners use to close deals and increase sales is to offer payment terms to their customers. Nowadays this is common practice and often expected in order to do business with some companies. Not only do buyers for big companies expect terms of... read more

Universal Funding Corporation
PO Box 13115
Spokane, WA 99213


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