An Extra Benefit of Invoice Factoring

In addition to the obvious benefits of fast, reliable cash, more profits and reduced expenses that invoice factoring creates, there’s another important benefit that factoring offers:

Credit screening of your customers.

Perhaps the most important component of a factoring transaction is the credit quality of your invoices. This is critical because your factoring company uses those invoices as security for the transaction. Because of this, your customers should have good commercial credit scores.

Most businesses, though, never bother to check their customer’s credit. When you work with Universal Funding, we do it for you. That’s a major benefit to you because it allows you to leverage the credit worthiness of your customers to your advantage.

If the credit check on a potential new customer comes back as high-risk, you have the opportunity to not accept the new business, or modify the terms, and minimize the risk of losing money on them. On the other hand, a commercial credit check could show a long history of paying on time and in full, which obviously would be welcome news.

Even better, these credit checks are an included part of your factoring agreement when you factor with Universal Funding. Most of us have years of experience in reading and interpreting these credit reports and do so on a daily basis. That makes working with Universal Funding like having your own credit-analysis department!

Our ultimate goal is to see your business grow. That’s why we offer some of the lowest rates in the industry, gladly help resolve tax issues, provide credit reports on your potential customers and work our tails off to make sure you get funds when you need them. Whether your company is facing new challenges or new opportunities, we are here to help.

-Travis Griffith


Press Releases

Universal Funding Corporation Launches Website Redesign

Factoring company Universal Funding recently upgraded their website, making it easier for site visitors to get the information they need whether they are a current client, a broker, a client’s customer, or inquiring about setting up factoring services.  ... read more

Invoice Factoring Company Signs Over $16M in New Business

Universal Funding, a factoring company, to providing invoice factoring services to five new clients earned in October. SPOKANE, WA, Nov. 9, 2015 – Universal Funding, an invoice factoring company, has signed on five new clients who will factor over $16 M over the... read more


You Heard Universal Funding on Sirius XM

Yes, your ears did not deceive you;  Universal Funding can now be heard on Sirius XM radio! Ok ok ok, so we didn’t land a business advice show where our funding specialist help business owners solve their cash flow problems on air, but we did the next best... read more

Four Features That Affect Factoring Rates

When your business is experiencing low cash flow, you may find that a conventional bank loan is not the right solution to cover your immediate operating expenses. Property owners, employees and suppliers all need to receive regular payments whether or not the... read more

Universal Funding Corporation
PO Box 13115
Spokane, WA 99213


Copyright © 2009-2015 Universal Funding Corporation and its related entities. All rights reserved.